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May 04
0

Plastic card fraud goes back up

By | News | No Comments

There was a 25% rise in the fraudulent use of UK credit and debit cards last year, with losses amounting to £535m, according to the banking industry.
The Association of Payment Clearing Services (Apacs) said the first rise in three years was mainly due to stolen and counterfeit cards used abroad.

Card fraud overseas rose by 77% last year to £208m, 39% of the total.

But losses also rose as cards were used dishonestly to buy more items over the phone, internet or by mail order.

It means that fraud where the credit or debit card was &quotnot present” now amounts to more than half of all card losses, here and abroad, at £291m.

Chipandpin

Taken together, all types of card fraud committed within the UK went up slightly, by 6% to £328m.

But that was still noticeably lower than a few years ago before the introduction of chipandpin technology.

The absence of this technology in some foreign countries has made the use of skimmed or cloned cards abroad relatively more attractive to criminals, said Apacs.

&quotAlthough card fraud levels have now begun to go up again due to fraud abroad and cardnotpresent fraud losses, chipandpin has proven to be an undoubted success in reducing card fraud on the UK high street,” said Sandra Quinn of Apacs.

&quotAnd, as more countries follow our lead and upgrade to chipandpin, the opportunities for criminals to use our stolen magnetic stripe details overseas will decrease,” she added.

Fraud abroad

Banks throughout Europe have agreed to bring in chipandpin cards by 2010.

They hope to emulate the success of the industry in the UK where fraud on lost or stolen cards, including those stolen in the post, has fallen to its lowest level for ten years.

Handinhand with this has gone a big drop in losses from fraudulent transactions in shops, stores and supermarkets which, although up very slightly last year, are still running at a third of the level seen in 2004.

Losses at cash machines are also down, falling by 44% in the past year to £35m.

May 04
0

Plastic Card Types

By | News | No Comments

Access Control Card

– is a plastic card used to gain/control access to premises or enter restricted areas. Usually associated with magnetic or chip cards and proximity cards with or without photo e.g. ID badges.

Affinity card

– is a form of loyalty card where the co-branding partner is a charity or organisation that benefits financially from card use.

Barcode Card

– is a card with printed codes made from vertical lines of different thickness used for fast error free data entry printed somewhere on the face or reverse. There is an array of machine-readable rectangular bars and spaces arranged in a specific way defined in international standards to represent letters, numbers, and other human-readable symbols. Cards are either the usually 30 micron credit card type cards or alternatively can be ‘pop out’ cards.

Blank Cards

– are cards with no printing usually used in imaging machines.
CR80 Card

– is the description for a standard credit card size (3 3/8″ x 2 1/8″ x .030).

Charge Card

– is a payment card that provides automatic credit within a given invoice date (usually monthly).

Cheque guarantee card

– is a card issued by a bank or building society for the purpose of guaranteeing settlement of cheques to third parties or supporting the encashment of cheques at financial institutions up to a specified value. Most debit and some credit cards may also function as cheque guarantee cards (multifunction cards).

Chip Card

– is another name for a smart card; refers to a plastic card with an embedded integrated circuit, which offers memory and micro processing capabilities.

City card

– is a multi-application prepayment card for use within a specific urban area – also known as town card.

Combi Card

– is a smart card with both “contact” and “contactless” technology on one card.

Company Card

– is a card issued to or by a company for use by an employee for business-related transactions (e.g., purchases, logical access, physical access).

Contactless Smart Card

– is a smart card that transmits and receives data using radio frequencies (RF) technology to communicate with compatible terminal. Eliminates physical contact or insertion into reader terminal while retaining intelligence. Often used in walk-by or gate access applications for mass transit.

Contact Smart Card

– is a smart card that requires physical contact with a card reading device to exchange data. Any card where information is transferred to a reader via a series of contact points located on the card.

Credit Card

– is a term used for a card allowing its owner to spend money with no immediate reimbursement.
Debit Card

– is a card similar to a credit card, but differs by immediately withdrawing money from an account and transferring it to another account. It replaces cheques (with no delay to give the issuer time to cover it) and does not have a credit line associated.

Digital Optical Laser Card

– is a portable card that passively stores information in the form of high-density marks or bars.

Electronic Purse (e-purse)

– is a smart card that contains electronic money. It is sometimes called the electronic wallet or the stored value card (SVC).

e-wallet

– is a small portable device that contains electronic money. E-wallets are generally used for low-cost transactions.

Financial Hologram Card

– is a card using a hologram, 30 mil thickness, ISO cards, e.g. MasterCard / Visa and others.

Financial Cards (Other)

– are typically Debit, Cheque, Charge or ATM cards not using a hologram.

Fuel card

– is a special purpose charge card used most by transport drivers to pay for fuel on the road.

Generic Card

is a card that utilises a base card stock of a pre-designed, centralised image and is not individualised to a specific issuer (or department) within its basic design. It may have an IIN (Issuer Identification Number) that groups the issuer with other organisations (for benefits of scales of volumes) but the users’ card can be subsequently individualised by personalisation techniques.

Gift Card

– is a standard or custom size CR80 card with a stored or prepaid value placed on the card through magnetic striping or bar coding. Usually a retail card initiated at cash desks or checkouts.

Health Card

– is a card used to store information about medical history or insurance coverage. Commonly used in the USA these cards can be of any technology.

Hologram card

– is an identification card bearing a hologram as a security measure against counterfeiting.

Hybrid Cards

– are cards that support more than one technology, such as an IC (integrated circuit) card with a magnetic stripe.

IC Card

– is an abbreviation for Integrated Circuit or “chip card”. The banking industry prefers the term “IC card” or “ICC”.

ID Card

– is an abbreviation for identity card: a card that identifies both the bearer and the issuer. All financial transaction cards are I.D. cards.

Java Card

– is a smart card that supports applications written in JAVA.

Key Card

– is a plastic card used to gain access to premises, usually associated with magnetic stripe and proximity cards.

Laser Engraved Cards

– see Polycarbonate cards.

Loyalty Card

– is typically a standard CR80 size card that has off line accounting capabilities e.g. mileage recording or merchandise purchases and often used as a retail frequent user card offering promotional benefits.

Magnetic Stripe Card

– is a card that has a strip of magnetic tape material attached to its surface. This is the standard technology used for bankcards (ATM, credit, and debit cards) and for other applications.

Membership Card

– is usually a club member card for ID purpose.

Memory Card

– is a type of smart card. Also known as a synchronous card, it features 256 bits or 32-byte memory and is suitable for use as a token or identification card. It is controlled only by fixed logic rather than by a microprocessor.

Microprocessor Card

– is a type of smart card, also known as an asynchronous card. Features 1 kilobyte to 64 Kbytes of memory and is suitable for portable or confidential files, identification, tokens, electronic purse or any combination of uses.

Mifare Card

– is a proprietary contactless smart card standard, equivalent to ISO 14443 Type A.

Multi-application Smart Card

– is a microprocessor smart card that can handle a variety of applications – typically with lots of memory and computing power – whilst maintaining separate security conditions.

Non-magnetic Card

– is a card without a magnetic stripe e.g. ID cards.

Optical Card

– is a card with information recorded on an optical memory stripe, similar to compact disks.

Other Secure Card

– are usually retail, oil/gas, telecom, transport, and pay TV cards.

PCMCIA Card

– is an abbreviation for Personal Computer Memory Card International Association: it is not considered to be a smart card, as, whilst this card type contains semiconductor chips, it is (a) physically thicker than a smart card, and (b) the connection means is through an edge connector, not via the standard surface-contact method.

PETG

– formal name is polyethylene terephthalate-glycol-modified is extremely clear. PETG does not contain a UV inhibitor. (Polycarbonate)

Photo ID card

– is an identification card bearing a photographic image of the cardholder. The image can be an actual photograph or one captured wholly electronically.

PVC

– Polyvinyl Chloride. The primary material used for typical plastic cards.

Payment Card

– is a card that is used as an identifier when used to transact full or part payment a bill. It enables the payees’ details to be swiftly recorded automatically and credit lodged against the account.

Pay TV Card

– is usually a chip card subscribing to a television service e.g. satellite TV.

Phone Card

– is a stored value card that allows the user to access telephone networks via a PIN number which is usually covered by a scratch-off panel for security.

Plastic card

– is a generic description of all payment cards including credit, debit and cheque guarantee.

Polycarbonate Cards

– are cards produced from a particular group of thermoplastics. These have the properties of high-durability, light weight and flexibility because they are polymers linked together by carbonate groups. Polycarbonate cards are stronger than Polyvinyl Chloride (PVC) cards and thus more expensive. However, for applications where longevity and higher security is pre- requisite e.g. National ID, Passport and Driver’s Licence cards, Polycarbonate cards are ideal. These cards are utilised where the virtually tamper-proof personalisation technique of laser engraving is required.

Prepaid Card

– is a card paid for at Point of Sale and permits the holder to buy goods or services up to the prepaid value. Not all such cards show the identity of the bearer (e.g. phone cards).

Promotional Card

– is typically a card offering special benefits to users e.g. discounts or rewards.

Protected Memory Card

– is a smart card that requires a secret code or PIN number to be entered before the data can be sent/received from the chip.

Proximity Card

– is typically a contact less card whose presence and data can be sensed by an interface device not in physical contact with the card and used for access control applications. Embedded in the card is a metallic antenna coil, which allows it to communicate with an RF external antenna.
Radio Frequency Card (RFlD)

– A proximity card in which the coupling between the card and the interface device is by radio.

Retailer (Store) Card

– is a proprietary card used and issued by a retailer or retailing group.

Scratch Card

– is a card that is produced with special ink that can be scratched away to reveal a number or message.

Secure Card

– are cards with an intrinsic value e.g. financial, other secure cards etc.

SIM card

– is an abbreviation for Subscriber Identification Module: a smart card that connects to a GSM phone and establishes the users identity.

Single-application Smart Card

– is a smart card issued to a single organisation for a singular purpose.

Smart Card/Contact Smart Card

– also called a “chip” card or IC card. A smart card is a plastic card with an embedded microchip that may be used to store information about the cardholder or record card transactions as they occur. Plastic credit sized card that contains one or more semiconductor chips. This is a credit card or SIM card sized plastic card with an embedded microcircuit that contains either a: Memory Card, Protected Memory Card or Microprocessor Card.

Store card

– is a financial transaction card associated with a retailer or group of retail stores that can be used only for purchases from the retailers concerned.

Stored Value Card

Stored Value Card – is a financial card e.g. cash card, electronic purse, prepaid card that is loaded with a certain amount of money/value e.g. loyalty points or credit for canteen meals with each ‘purchase’ amount deducted from the card.

Telephone Card

– is a card that can be utilised for the payment of telephone calls. This type of card maybe a prepaid card, a credit card, or one that adds the cost of the call to a standard bill.

Town Card

– see City card

Apr 27
0

Save money , live better!

By | ID Cards | No Comments

Having your plastic identification cards made by a printing company can be very expensive. If you represent a company who is not concerned about saving money than please ignore this information. However, if you are representing a business and your success or failure depends on every dollar you can save, than hop aboard and hang on. Even if you are a student that only needs to make a few cards at a time for school, this is news you will want to hear. The bottom line is that by printing your own plastic cards you will save money.

Most of your commercial printing companies require bulk orders, sometimes up into the thousands. By printing your own cards, you have the option of printing only the amount of cards that you need. Once you learn how to make your own plastic cards, it will be easier, faster and without a doubt, less expensive. In addition, by making your own cards you avoid any penalties or fees for small orders. You will have the control over your own designs. You can change them anytime you wish with out any hassle. You will also eliminate the waiting period, which can be weeks with some companies.

You are immediately empowered with on the spot quality control when you are making your own cards. If a company makes a mistake, most of the time they will take care of the cost, but you still have to wait even longer to get your product. All of this stress can be avoided. You do not have to be tied down to other companies polices. You can control your own printing process. By making your own cards you will save an amazing amount of money on a per card basis. In addition to all of this you will not be paying shipping costs anymore.

Any business must be cost effective. Everyone wants to save money. It does not matter if you are a student or a small business owner. Make your own cards and you will get better through trial and error. In the end you will reap the rewards. It is not as hard as you might think to make your own plastic cards. You can purchase a card printer and connect it to your computer just like a paper printer. Of course you will need a card ribbon instead of a paper ribbon to ensure absolute quality. Badge software and the correct attachments to wear or carry the badge are other items you may need to have a successful badge printing setup.

If you have an eye for detail and actually feel more comfortable when you have your fingers on the controls, then making your own plastic cards is the way to go. You will get that control and save a bundle of money as well.

Apr 27
0

Giving Your Business Card The Right Feel

By | Die Cut Cards | No Comments

Many people approach the design of a business card as a simple task, related only with visual arrangement of the elements of the card. This is wrong, however, as there is much more to the design of a successful business card – it has to hold a few key elements, and also combine them in an appropriate way, in order to create the complete card as something outstanding and different from the competition. Die cut business cards can be seen as tiny masterpieces of design, incorporating many elements of creativity.

One important aspect of your card, which isn’t directly related to its look, is it’s physical feeling. If your card not only looks good, but brings a pleasant sensation to whoever’s holding it, it will create a much more positive impression. This can be easily achieved by using appropriate materials, and sometimes inks (depending on what you’re planning to put on your card). Generally, you can put pretty much every popular material to a good use, as long as it’s properly worked into the design of your card. Making your rounded corner business card out of transparent plastic, or wood, can enhance that feeling and deliver a nice finishing touch to the card.

Of course, we can’t forget the visuals, no matter how much we wish to concentrate on other aspects. You need to give your cards a proper look that mixes well with your choice of material. Calmer colours, as well as pure black, can fit well on a wooden card. For the transparent plastic design, try something different and wackier – bright colours in the red and yellow tones, combining and swirling around to create interesting patterns. Though you have to be careful with overdoing it – you don’t want your card to look like a smudgy mess, do you?

Apr 27
0

What is Royal Card?

By | Loyalty Cards | No Comments

Royal Card is small, plastic, but extremely cute and stylish.It was able to unite and get together the best representatives of Russian restaurant business of New York: restaurants Riviera, XO and night club Rasputin. It has also brought closer our friends across the ocean, big chain of Ukrainian restaurants from Kozyrnaya Karta network: Hutorok, DeJavu, DaVinci Fish Club, Mandarin; clubs Freedom, Moda-Bar and many more. The ROYAL CARD has already become one of the favorite among many frequent restaurant visitors of a big New York. Our little “baby-card” attracted attention by its bright and original design, as well its unique capability to recognize the owner (the magnet strip on a back on the card identify the owner). It is also known for melting the heart of any gourmet lover after enjoying the elaborate cuisine and high quality service of ROYAL CARD restaurants. When it is time to pay, your favorite ROYAL CARD will provide you with significant discount and make you feel as a real Royalty!!!

Apr 24
0

Top 10 websites for vector format graphic design resources

By | Resources | No Comments

NO.:01 http://www.vecteezy.com

Vecteezy is an index of Free Vector Graphics available for download by some of the best artists around the world.

NO.:02 http://www.vector4free.com/

vector4free is a web site dedicated to free vector graphics: Adobe Illustrator AI, EPS, PDF, SVG, Corel Draw CDR files free to download – that’s what you can find here. To facilitate your work all items are classified by tags. We hope that you find vector4free.com handy and friendly. Enjoy!

NO.:03 http://www.qvectors.com/

QVectors.com is a Showcase site for free quality vector images from around the net. its also a sister site of Qbrushes.com which showcases quality photoshop brushes .

NO.:04 http://www.free-clip-art.com/

You can download high quality Vector and Web-Ready clipart for FREE. Ready-made pieces of printable art, such as illustrations, borders, and cartoons, that can be electronically copied and used to decorate your documents or projects. Use the .WMF format for printing and use the .GIF image for Web sites, newsletters and other Web use.

NO.:05 http://www.plasticcardonline.com

This web site provide high res vector artwork for all kinds of plastic card like plastic business cards, gift cards, loyalty cards, membership cards, key access cards, ID badges. If you add “/blog” after the main url, you will find a blog full of different types of  vector artwork.

NO.:06  http://www.freevectordownload.com/

FreeVectorDownload is a free vector graphics and design Art showcase center. allow Individual or companies to display their works to the world, If you want showcase your icons work or you are a Graphics / Web developers, are looking for high-quality Royalty Free Vector Graphics , Here is the best place!

NO.:07  http://www.zcool.com.cn/

This is a famous free vector resource download website in China. The quality and quantity they provided is really worth a visit.

NO.:08  http://www.freevectors.net/

FreeVectors is an online gallery of free to use vector graphics. All the images on this site are free to use for personal use and most of them can be used commercialy. If you choose to use a vector please leave a comment so we know what types of vectors you like.

NO.:09  http://www.ndesign-studio.com/

This name no need more explaination, they provide vector artwork too.

NO.:10 http://www.vectorvault.com/

vectorjunky.com is an online gallery of free vector graphics. All the images on this site are free for personal use and a lot of them for commercial use, if you use any of the free vector art it would be nice if you could provide a link back to the authors web site.

Apr 24
0

Custom Membership Cards, The Perfect Recognition Tool

By | Membership Cards | No Comments

Custom Membership Cards carry all the benefits of being affiliated with an organization on a small yet effective mini billboard. Often containing information including the member’s name, ID number and the type of membership, the card holder uses this card to provide either a visual or a scanned proof of membership.

Organizations will add credibility, enhance corporate image and build customer loyalty with custom membership cards. Membership cards are essential to any organization that enlists paid members, including health clubs, wholesale outlets and social clubs. In an increasingly competitive marketplace this is the perfect way to retain your client base, track attendance or spending habits and build loyalty to your organization or enterprise.

Apr 24
0

Custom Membership Cards Create Recognition And Good Will

By | Membership Cards | No Comments

Everyone loves to belong to a group. There is a great sense of community and involvement for those who join and participate. Your organization might offer special memberships at different levels based on activity or even interests. You can do an excellent job of creating an atmosphere of recognition  and good will by providing custom membership cards. Different levels might dictate different colors or logos, the same for different interests or different committees within a group. High quality and impressive plastic membership cards can be found for nominal costs. It is definitely worth it to be able to give back something of value to your members. The special cards will identify them and reward them through reputation.

Apr 24
0

Are membership cards In Your Future?

By | Membership Cards | No Comments

Think of how many ways custom membership cards impact our daily lives: We use them  every day, all day – at the supermarket, at the drugstore and even at the gym. Instead of pulling out your ID, all you have to do is present these swipe cards for instant entry or access to special  savings reserved for members. Signature Card implements effective card solutions for retail and service companies big and small.

Apr 24
0

Attorney Business Cards – Represent Properly

By | Business Cards | No Comments

you are working at a law office and you need some attorney business cards that represent the finesse, class, and quality of working with your firm. If you are an attorney then you’ll definitely need some high quality business cards to give out to the people that you are doing business with.

You’d be surprised at how many law firms overlook the importance of this promotional piece. It really does represent your company. This is you chance to come correct and hire a graphic designer to create not only a unique but also creative business card for your firm.

So today I wanted to give you a few creative ideas that you might be able to use when coming up with this important design.

  • Use photographs on the back side of your firm. Especially if you work out of a nice office using photos of the interior, staff, views, etc will give off a decedent image to your potential clients.
  • Choose a font that is not too modern or abstract. You’ll want to use a font for your business cards that represents safe, timelessness, and it should be clean and crisp. Look into fonts like Perpetua, Garamond, and Goudy.
  • Depending on what area of law you practice see if you can come up with some images that will represent you well.

So remember you if you are in the market for getting some attorney business cards done then do them properly. Don’t just use a simple old design that a plumber might use. Put some money into this and think of it as an investment for the future of the law firm and also a great way to gain trust and interest from potential clients!